📑 Terms & Conditions Effective Date: 05th October 2025 Last Updated: 10th October 2025 Welcome to Profit365 (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, digital products, automation tools, coaching programs, events, and consulting services (collectively, the “Services”). By accessing or using Profit365 (including visiting our website or purchasing any of our programs), you agree to be bound by these Terms. If you do not agree, you must not use our Services. 1. Acceptance of Terms By registering, purchasing, or using our Services, you confirm that: You are at least 18 years of age and legally able to enter into a binding agreement. You have read, understood, and accepted these Terms in full. You will comply with all applicable laws and regulations. If you are using our Services on behalf of a company or entity, you represent that you have the authority to bind that entity to these Terms. 2. Services Provided Profit365 provides coaching, consulting, digital tools, SaaS products, automation platforms, workshops, and educational programs to help entrepreneurs build scalable, automated, and profitable businesses. We reserve the right to modify, enhance, suspend, or discontinue any part of our Services at any time without prior notice. 3. Accounts & Responsibilities To access certain features, you may need to create an account. You agree to: Provide accurate and complete information. Maintain the confidentiality of your login details. Notify us immediately of any unauthorized access or security breach. We are not responsible for any loss arising from unauthorized use of your account due to your failure to protect login credentials. 4. Payments, Billing & Refunds All purchases and subscriptions must be paid in full at the time of order unless stated otherwise. Prices and payment terms are subject to change without prior notice. Refunds: Unless otherwise specified in the program details, all payments are non-refundable. Refund eligibility will only apply as per the refund terms mentioned on the checkout or sales page. By purchasing, you authorize Profit365 to charge your payment method for the agreed amount. 5. Intellectual Property All content, software, course materials, training frameworks, branding, videos, and documentation are the intellectual property of Profit365 and protected by copyright and trademark laws. You agree not to: Copy, reproduce, or redistribute our materials without written consent. Resell, sublicense, or use our intellectual property for commercial gain. Create derivative works or reverse engineer any part of our Services. Violation of this section may result in legal action and termination of access. 6. Acceptable Use Policy You agree NOT to: Use the Services for unlawful, harmful, or misleading purposes. Post or share malicious content, spam, or viruses. Attempt to hack, disrupt, or gain unauthorized access to our systems or user data. Violation of these terms may lead to immediate suspension or termination of your account. 7. Disclaimers & No Guarantees Profit365 provides educational and business tools intended to support your growth. However, we do not guarantee specific income, results, or business outcomes. Success depends on multiple factors beyond our control, including your execution, effort, business model, and market conditions. All testimonials, case studies, and success stories shared are examples and not promises of results. 8. Limitation of Liability To the maximum extent permitted by law, Profit365 is not liable for: Any indirect, incidental, or consequential damages. Any business losses, revenue loss, or data loss arising from the use or inability to use our Services. Any actions or services provided by third-party platforms or integrations. 9. Termination of Services We may suspend or terminate your account and access to our Services without notice if: You violate these Terms. You engage in fraudulent, abusive, or harmful behavior. You fail to make required payments. Upon termination, all licenses and rights granted to you under these Terms will immediately cease. 10. Third-Party Links & Services Our website or platform may contain links to third-party websites or services. We are not responsible for their content, policies, or practices and do not endorse them. 11. Governing Law These Terms are governed by and construed in accordance with the laws of Margao, Goa. Any disputes will be subject to the exclusive jurisdiction of the courts in Margao, Goa. 12. Updates to Terms We may update these Terms at any time without prior notice. The updated version will be posted on our website with a revised “Last Updated” date. Continued use of our Services constitutes acceptance of the updated Terms. 13. Contact Us For questions or concerns about these Terms & Conditions, contact us at: 📧 Email: hello@sameerkuncoliekar.com 🏢 Company: Profit365 Coaching & Consulting 📍 Address: Malbhat, Margao, South Goa 403601 ✅ By using our website, enrolling in a program, or purchasing our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.